Our Services
A Fresh Approach
We are in the business of meeting people's lifetime financial needs and goals.
Millenium Group offers a wide variety of services tailored to fit your specific needs. For further information please click on the appropiate link to the right for more information.
Please call us for a free no obligation assessment of your risk requirements.
- We meet and discuss your needs.
- We identify your risk ideas.
- We discuss options and propose specific solutions,
- We help you choose correct options that are right for you and your budget.
- We prepare a Personal Financial Summary folder outlining your insurance portfolio.
- We are always available for continuing advice and support, and will assist you in the event of a claim.
Life Cover
It's hard to imagine being in the prime of your life, and having it cut short by an accident or a terminal illness.
No one knows when death or illness will strike. It can happen without warning leaving your loved ones not just emotionally devastated, but also in real financial difficulty.
Being prepared can save your loved ones from having to sell the home, relying on a government benefit, asking friends/relatives for help or having to return to work.
Life cover is designed to maintain your loved ones' current lifestyle
Total Permanent Disablement
If you were permanently disabled and unable to work, could you afford to live your current lifestyle, pay your debts, or pay for your medical expenses? And would ACC really cover all your costs?
Permanent Disablement cover provides you with a lump sum once you have been unable to work for 6 months to make any necessary alterations to your house and provide ongoing care to look after you and your family's needs.
This benefit is designed to provide you with a lump sum payment in the event of you not being able to work, due to a Total Permanent Disablement. It provides financial peace of mind and the security to meet future expenses.
Family Protection
Family is important to so many of us, but so few protect their family's future.
It is surprising the number of families that are not protected in the event of an income earner passing away. Unfortunately, just because that source of income has ceased, it doesn't mean the monthly expenses will also cease.
Life cover or your current savings may cover the initial expenses, but how is your family going to continue paying monthly expenses such as mortgage repayments, electricity, food, clothing and education bills.
Family Protection Benefit provides your family with a regular monthly income source, giving them security, peace of mind and best of all a future.
The Family Protection Benefit will pay a monthly benefit if you die - providing a monthly income for a time you sepcify to help your family maintain the lifestyle they had before your death.
Disability Income Protection
A Disability Income Benefit protects people and their families from the financial consequences of a disability. It is your chance to protect your greatest asset; your ability to work and earn an income.
Protecting your income from disability is a cornerstone of sound risk management. Statistics from 2000 show that in New Zealand 24% of two-parent families relied on one income. Are you responsible for that one income? Your income provides for more than just here and now; it is also the foundation from which you ultimately build your retirement dreams.
Disability Income Protection provides valuable assistance in your recovery and return to work by providing you with the ability to make rehabilitation plans. Just because your health suffers a temporary setback, why should your lifestyle suffer a permanent setback?
Living Assurance
We all like to think that we're invincible. But the truth is we do get sick, and some of us will die prematurely.
If you were to suffer a critical illness, as 2 out of 5 men and 1 in 4 women between 30 and 64 do, how would you continue to repay the mortgage or car loan or simply maintain your lifestyle.
The solution is Living Assurance. This benefit is designed to pay a lump sum of up to $1 million in the event of you suffering one of a number of critical conditions.
Medical Cover
We choose the cars we drive, the areas in which we live and the schools our children attend - so why leave the choice of major medical care up to someone else? With private health insurance you are in control. It helps you to access the very best medical expertise at a time that suits you, and in the hospital of your choice.
If you, or a member of your family, require surgery or medical treatment, Medical cover not only gives you the freedom to select the best specialists and the best hospitals, it generally ensures that you avoid a huge waiting list to receive essential treatment. This gives you greater certainty about the most important thing we need to protect - our health.
